Full-Service Consulting

risk management & brokerage services

Developing program solutions to meet your needs. Our process is:

Consultation with you and other stakeholders in your organization
Thorough assessment of your business to identify the risks you face
Customization of the program to address your unique risks
Implementation including activation of policies/other key components
Ongoing management and quarterly/annual reassessment of your risk

Initial Consultation

Our team has the experience to ask the right questions and to keep exploring until we have a full picture of your company.

Questions about your organization include:

Employees
Products and services
Hours of operation
Real property
Rolling stock
Leasing agreements
Inventory
Physical security
Information security
Customers
Industry-specific requirements
Your biggest fears

Assessment & Evaluation

This is the most important phase of the process – digging into your company’s areas of vulnerability so we can help identify ways to reduce or eliminate threats.

Risk Assessment

Analysis of the operation and current and potential risks
Financial stability review

Risk Management Evaluation

Review of your previous risk management program and activities
Includes specific and aggregate “Stop Loss” evaluation

Workers' Comp Evaluation

“Best Practices” review of your workers’ compensation program
Analysis of claims history and other activity

Health & Safety Program Evaluation

OSHA compliance review and gap analysis
Identify ways to improve worker safety

Our Commitment:

We're your active partner - year after year...

- Roger Garza, Founder

Risk Management Planning

Actuarial Analysis & Budgeting

A careful study of trends related to your operation is completed
Your budget projections and forecasting are based on this study

Business Continuity Planning

Part of the process is an analysis of threats that could disrupt operations
These threats are included in your plan with contingency options

Acceptable Risk Consultation

To establish the level of risk you find acceptable
Plan finalization

Risk Reporting

Report includes budgeting and risk prioritization
A consultation is scheduled to determine your acceptable level of risk

As your risk management plan comes together, our employee benefits specialists will put together your custom-designed benefit plan.

Program Implementation

As soon as you have signed off on the risk management plan, our team goes into action.

Your chosen insurance policies are written and activated
We assist you with internal implementation activities, such as worker training

Hi-Tech Analysis & Advice

Old-Fashioned Customer Care

Dedicated Ongoing Management & Support

Our commitment to you: We’re your active partner year after year in reducing or eliminating risk

Policy Claim Assistance

Assistance in reviewing large claims
Management/oversight of individual claims
Claim resolution
Minimizing losses in closing claims

Certificate Validation

Your active insurance policy certificates are maintained
We assist with certificate validation

Coverage & Compliance Audits

Regular reviews to assure adequate coverage is maintained
Proactive response to regulatory & business practice changes

Timely Policy Updates/Renewals

Your risk management plan includes policy renewal activities
We monitor renewal timelines to help you avoid gaps in coverage

Implementing your new employee benefit plan is just as important as your risk management plan. It’s easy with a single source for both plans.

THE NEXT STEP
Schedule a Free Consultation

No cost, no obligation – explore what Valley Risk Consulting can do for your organization!

Risk Management & Insurance Services